Have you ever pretended to have it all together financially… money in the bank… everything under control, but were actually so deep in dept that you felt hopeless? Are you just one missed paycheque away from panic?
The truth is, Millions of people are struggling with debt. Statistics bear out the fact that the average Canadian household has a debt burden of 171%! That means for every dollar of household disposable income there was $1.71 in credit market debt. Now keep in mind that disposable income is AFTER TAX income. Canadians pay a whopping 42.5% of their income in taxes, according to a new report by the Fraser Institute. (Global News) In the Atlantic Provinces of Canada, the tax burden is higher than 45%!
In the US, the picture is even bleaker depending on who is doing the reporting. According to USA Today, the average combined household debt in the US is $137,063 while the average median income per household is $59,039. That means for every dollar of household disposable income there was $2.32 in credit market debt! So the average US household debt burden is 232%.
These figures should be a wake up call. It means families are using debt as a mechanism to pay for things their incomes don’t support.
This is perhaps why most people LOOK like they’re doing OK financially but scratch below the surface a tiny bit and you’ll see a lot of worry and suffering! In fact, the #2 cause for divorce in North America is fighting over money! Different spending habits, financial goals, one spouse making a lot more money than the other causing power struggles, can strain a marriage to the breaking point. Money touches every area of our lives and stress seems to go right along with it for many people.
With money being such an important part of our lives, you’d think we’d all be very knowledgeable about how to manage it. That is overwhelmingly not the case. Financial literacy is at an all time low. But why? It doesn’t make sense!
Because…. It is intentionally by design.
Our monetary system is designed to keep you Broke and in your place.. working day after day, perpetually in debt for things you need to survive… housing, transportation, food, heating, cooling, etc. If you are one of the few that has financial knowledge, then you may be somewhat more money secure but TIME broke.
We are in a “Financial Matrix”… enslaved to the money lenders of our time. How we got there is actually in our history books, but it’s buried in plain sight.
You’ve probably felt it… That nagging in the back of your mind that something isn’t quite right.. but you can’t put your finger on it. Why is it exactly, that the cost of everything has skyrocketed lately and you’re feeling more and more Trapped??
Savings have plummeted (big decline in savings could spark economic calamity) and most people are one emergency away from financial disaster.
! Do you need more money just to pay the bills?
! Do you want to quit the job you hate?
! Do you want to be a Stay-at-Home parent?
! Would you’d love to take your family on a vacation?
! Do you just want to get out of debt once and for all??
! Do you’re feel trapped and slightly panicky that you have NO savings to fall back on?
There are a lot of reasons why people would give just about anything to find a way out of what they feel is a hopeless grind.
Being jolted awake before you’re ready to wake up. Dragging yourself off to a job you convince yourself you love, just so you can get through each and every day. Fighting through white knuckle traffic to get to and from the job you wish you didn’t need. And then getting that paycheque that is just Never Enough.
There has Got to be something better than That. You Know It’s Out There, But Where??
Let Me Point you in the right direction.. There is Hope!
Get on your way to Live the Life of Your DREAMS!!
It is time for you to ESCAPE the Grind.
Time to ESCAPE the Servility.
Time to ESCAPE being paid pennies for your valuable Time!
Time to Stop paying so much of your income to Interest and Taxes and Inflation.
Time to TAKE BACK CONTROL!
Imagine what it would be like…
.. If you had 50% of your paycheques left over after paying your expenses
.. If you had 75% of your paycheques left over after paying all expenses
.. If you could be a Stay-at-Home Mom or Dad
.. If you made enough ‘passive income’ that you didn’t need to have a job anymore
.. If you could pay cash for ANY vehicle you wanted to buy
.. If you could travel anywhere and anytime you wanted
Watch this Video to see how the Financial Industry has conspired to keep you broke, and them rich!
Money affects everything we do in life, it’s a juggling game we all play but so often lose. We lose because we’re forced to play on someone else’s playing field. Once you understand that, you can take your ball and go to your home court and start playing by fair rules, not by rules stacked against you.
My Facebook Page – Financial Freedom Roadmap has some financial principles from the highly acclaimed ‘Financial Fitness’ program. The program walks you step by step through the process of getting control of your finances.
It’s a great program that I highly recommend!
Getting informed is the first step towards getting more money and there are things you need to know about before you can effectively take control of your finances. The Financial Fitness Program provides the missing information.
There is no magic bullet that is going to get you money tomorrow, unless you own something wildly popular that you can sell on kijiji or craigslist. But there are all kinds of things you can do to set yourself up to start earning an income immediately and that will continue for years to come.
OK, enough for this post, I’ve given you Lots to read and watch. <3
Toodles for now! ~Callie
PS – Robert Kiyosaki, author of Rich Dad, Poor Dad, talks about the importance of learning how to think differently than what you’ve been taught, if you want to get rich.